How It Works

RentWallet makes funding property expenses simple, fast, and stress-free. No loans, no impact on your credit score—just quick access to funds with repayments automatically managed through your rental income.

Step 1: Apply Online

Tell us what you need to fund—whether it’s buyer’s agent fees, strata bills, renovations, or repairs. The application takes just minutes, and there’s no impact to your credit score.

Step 2: Fast Funding

Once approved, we’ll provide the funds you need:

• Buyer’s Agent Fees – paid directly at settlement.

• Other Property Costs – funds are transferred to your account within a week.

Step 3: Seamless Repayment

We work directly with your property manager to deduct small, regular repayments straight from your rental income. No extra admin, no lump-sum repayments.

• Spread over 6–12 months – giving you flexibility and cashflow certainty.

• Fixed service fee – transparent pricing with no hidden costs.

Why It Works for Investors

• Cashflow Friendly – avoid dipping into savings or paying large upfront costs.

• No Credit Score Impact – RentWallet isn’t a loan, so your borrowing capacity is protected.

• Stress-Free – repayments are automatically managed through your rent.

• Flexible – use it for buyer’s agent fees, maintenance, renovations, strata bills, or other property-related costs.

Example

• Buyer’s agent fee: $20,000

• RentWallet covers it upfront at settlement.

• Flat Service Fee of 1.0% per month of amount funded, blended into monthly repayment

• Repayments: $1,867/month for 12 months, deducted automatically from rental income.

• Result: You secure the property now, without draining savings or into your deposit.